Leasing a POS System

Leasing pays for itself. Your profits come from the use of the equipment, not the ownership of it. When you lease a point-of-sale system, it earns its worth because you pay for it as you use it.

By leasing your point-of-sale system with monthly payments, you don’t have to pay for the whole thing up front. You can keep that cash free to invest in appreciating profit-making assets. Your new equipment makes money while your liquid capital is retained.

Cost Control: Easy to budget monthly payments. Interest rate fluctuations will not impact monthly payments, rental is fixed, predictable and budgeted.

Credit Line Maintenance: Borrowing capabilities with your banks are not impacted. A lease is an off-balance sheet transaction and is not considered a loan.  Therefore, it does not reduce your lines of credit. It also improves return on assets, liquidity, solvency, and other key financial ratios.

End of Lease Options: You have choices that ownership does not provide. You can purchase the equipment at the fair market value, return the equipment, or upgrade the equipment to the latest generation.

Tax Advantages: Lease rentals are a business operating expense. You can realize total expense deductibility rather than just depreciation, as in an installment loan.

Obsolescence Avoidance: Lease terms can minimize your company’s time commitment, making it easier to take advantage of emerging technology.  The lessor assumes the risk of obsolescence, not you. Leasing provides a low cost, flexible method of providing your most valuable asset … your employees…with the most productive tools available, thereby realizing a greater return on your investment in your employee.

Why should you lease instead of paying with cash, credit card or a bank loan?

Fixed Payments: Unlike loans and credit cards, your monthly payment is fixed throughout the term.
Preserved Credit Lines: Your monthly lease payment does not affect your bank or credit lines.
Affordable Down Payment: First, last, and $99 processing fee.
Add Soft Costs: Leasing allows you to roll in services (software, maintenance, etc.) with the equipment, so the monthly payment includes your total price.

Leasing 101 - Click here to download the Leasing 101 Info Sheet.

Click here to download the P.O.S. Direct Lease Estimator. Requires Microsoft Excel.